Recently I have been introduced to Earned Wage Access by an EWA company that is a form of employee benefit. I run a small SMB, of about 40 over people. I can understand the merits of it for an MNC. But for an SMB, for just once a year, that 1 maybe 2 people max that may utilize it, doesn't seem like worthwhile. If my staff are constantly taking loans, that seems to raise some alarm bells.
